Why Do You Need a Car Service Plan?

You've probably heard of a Car Service Plan before, but did you know exactly what a Service Plan is and how it can benefit you? Lacking the knowledge of what it is, it can sound just like a luxury, but nothing might be further from the truth. If you want to spend a modest amount of money every month (we're talking approximately R150) and turn into covered for your car servicing needs in the foreseeable future, we suggest you keep reading.

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What is a Car Service Plan?

To start with, let's talk about what exactly, a Car Service Plan is. Basically, it's really a plan that will purchase the regular services of the car. The exact elements of the service it covers will be stipulated from your car manufacturer, as most service providers of these plans will stick to what is recommended from the manufacturer. Parts, fluids and labour include the general elements that are covered. The master plan can run over some time frame, or according to a certain amount of kilometres driven. As soon as your car is due for any service, the elements stipulated will probably be covered, no hassles.

Of course, there are limits: in case you bring your car into the service centre in pieces, your plan won't pay for it. Major mechanical damage and electrical faults defintely won't be covered, but this is standard with all of service plans. In case you took your car for a service and they fixed all mechanical and electrical damage contained in the service, mechanics would go out of business, and so would service centres!

Which are the benefits of a Car Service Plan?

Because you have probably guessed, you can find quite a few benefits to obtaining a Service Plan.

First of all, the biggest benefit: you may need never worry about inflation helping the costs of your services. With out a service plan, when you take your car in, the price tag on a regular service will have increased to compensate for inflation. Which has a Car Service Plan, this doesn't happen. You pay a fixed instalment every month throughout your subscription to the plan. This also saves you money over time. So, a little instalment every month is it takes to ensure that your car is serviced, and also you get to avoid pesky inflation price increases. You are free to budget your car-care with professionals.

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Secondly, you will know you'll get a return on investment. Take Automobile insurance for example. Car owners get insurance for the potential for an accident or car damage. No-one knows whether will have to claim from insurance at some stage, nevertheless the risk of not having this kind of cover is too great to consider, so people do not mind parting with sums of money they may never visit a return on. Having a Car Service Plan, you are aware that your car will need servicing regularly. Whatever premium you have to pay, you know you're going to get returning on the monthly instalments since you will be claiming regularly for services.

Third however, not least, your car will run all the better for regular servicing. Many of us have done it - procrastinated more than a service and put it off until there is money available. As the car sits un-serviced however in use, the wear and tear which includes formed in the mechanics actually starts to degrade your car even further, and more quickly. Eventually, for those who have a service, the cost of repairing the injury done by the wear and tear build-up can be expensive. If you get your automobile serviced when it is said to be, the car won't have problems with existing damage decreasing its performance. The auto will also last longer and stay far easier to sell, because it will have a complete service history created for you by your vendor.